Monday, April 10, 2017

Are you going to die one day?

Everyone has that pivotal moment that causes them to really evaluate where they are in life.  When someone close to you passes away, especially, it causes you to come to the realization that life is much too short.

When was the last time you really took a look at your life and reevaluated your game plan based on how little time we each get?

As much as you plan and try to shape your life into what you want it to be, there are only a few things that are inevitable, and those things are bills and death.  We're all going to have some kind of bills and expenses, even those of us with very little possessions.  We all have to eat, and eventually every one of us is going to have to die, whether unexpectedly or of old age.  Of course, when referring to the inevitable, we all hope for the latter, but that isn't always the hand we're dealt.


Most of us who aren't quite in our elderly stages yet don't really think too much about dying.  I wonder why that is?  Everyone just walks around assuming nothing is going to happen to them between now and the time they're old and wrinkly on their death bed, but how often do unforeseen events occur that end lives much sooner than anyone had expected?

When it comes down to it, the truth is, we can all die at any given moment due to any given circumstance... and that is just a fact, however difficult it may be to accept.

I know my blog post sounds a bit morbid so far but bare with me, I do have a point.

Over the past couple of years I have really become interested in how to better plan for the inevitable and make sure that I leave my children with something to ensure that they will not have a financial burden placed upon them in the event of my death.  I've come to the realization, especially with Adrian's recent passing and my grandfather not too long before, someone is going to have to be responsible for my burial expenses.  That just isn't something you want your family to have to worry about at such a stressful time.

I've only recently learned that if no one takes on the responsibility, or you did not leave the funds to be able to cover that expense, you'll literally be thrown into a cardboard box and your loved ones will have exactly 15 minutes to commemorate the life you once lived, not a minute more, before you're put in the ground right next to someone else who couldn't afford a real funeral.  Heaven forbid your family want to have a gravestone or marker so that they can visit your resting place in the future.  They're going to need at least $600 just for that.

When you think about it, the most expensive thing most of us will ever do is die.

I'm not writing this blog to scare you or get you to think negatively.  On the contrary, I hope to encourage you to plan for this one event that we all will experience but so many of us fail to plan for.

The fact is that most of us, especially under age 50, do not have a life insurance policy or a Will, and until recently I didn't realize how scary that reality was.  I've taken steps to ensure that not only will my children not be left with the financial burden of funeral expenses, but will also have financial security for their future, and I'm teaching them the importance of this so that they too can plan for the future of their own children.


Isn't it about time that we start some family traditions that will be beneficial for generations to come?

I'm sure there are many things that as an adult you can say, "I wish someone had taught me about this when I was younger".  Things like the importance of credit, how to invest in stocks, 401k and savings plans... and of course having a Will and a life insurance.

That is what made me decide to get my life insurance license and now, not only is my own family covered, but I'm also helping other families plan ahead so that they don't have to suffer when they lose a loved one.  So many people don't even think that they can afford life insurance but honestly, none of us can afford not to have it.  For as little as the price you spend on fast food in a week, you can secure the financial future of your loved ones.

It's as simple as that yet for some reason we make it so complicated!

So now it's time to ask yourself what's most important to you!

If this is something you hadn't really thought about until now, or perhaps you had thought about it but never took the steps to obtain life insurance, you need to contact me right away!

Don't wait until it's too late!  Don't make the same mistake that THOUSANDS of people across the country make every single day!  Get yourself and your family covered so you don't have to regret not making this decision.  It should be easy!



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